Bharat Sanchar Nigam Limited (BSNL) offers an annual mobile recharge plan priced at ₹2,449, which is associated with its BSNL Kavach Protection 2.0 offering. The plan combines mobile connectivity benefits with insurance-related coverage, making it an option for customers who prefer a long-validity recharge.
The plan includes calling benefits, SMS and daily data, along with reported protection against accidental injuries and certain online fraud losses. Customers should check the latest official terms and eligibility requirements before purchasing the recharge, as insurance benefits are subject to specific conditions.
BSNL ₹2,449 Recharge Plan Benefits
One of the main features of the BSNL annual recharge plan is its reported validity of 365 days. It is designed for users who want to avoid frequent recharges throughout the year.
The listed benefits include:
- Unlimited local and STD calls across India.
- 100 SMS per day.
- Daily data benefits, subject to the plan’s applicable terms.
- Insurance coverage linked to the BSNL Kavach Protection 2.0 offering.
Customers should verify the available data allowance, fair usage limits and other service conditions through BSNL’s official channels before recharging.
What Insurance Coverage Does BSNL Kavach Protection 2.0 Offer?
The offering is described as including insurance benefits through Oriental Insurance Company Limited (OICL).
According to the information provided, the coverage includes accidental insurance of ₹1 lakh. It also mentions protection of up to ₹10,000 against losses arising from certain types of online fraud, including incidents involving phishing, malicious links and fraudulent online payments.
These benefits are subject to the insurer’s policy terms, eligibility requirements, exclusions and claim procedures. Customers should confirm the exact scope of coverage and whether any additional registration or documentation is required before relying on the protection.

How to Contact BSNL for Insurance Claims
Customers seeking details about insurance eligibility, coverage or the claims process can refer to the toll-free number 1800 11 8485, which is listed in the provided information. The number and its current availability should be verified through BSNL or Oriental Insurance Company Limited before use.
For the latest recharge price, validity and service benefits, customers can visit the official BSNL website: https://www.bsnl.co.in/.
Checking the current plan details and insurance conditions in advance can help customers understand which benefits apply to their connection.
Disclaimer
This article is intended for general informational purposes only. Recharge benefits, insurance coverage, eligibility conditions and claim procedures may change or be subject to specific policy terms. The insurance amounts and contact number mentioned above should be independently verified with BSNL and Oriental Insurance Company Limited. This article does not constitute an official offer, insurance policy or guarantee of claim approval.