Punjab National Bank (PNB) offers fixed deposit (FD) options across different tenures, allowing customers to choose a period based on their investment needs. The available FD tenure ranges from a minimum of 7 days to a maximum of 10 years.
According to the details provided, PNB offers interest rates ranging from 3% to 7.40% across different FD tenures. The applicable rate depends on the deposit period and the category of the customer.
PNB 91-Day FD Interest Rates
For a 91-day fixed deposit, PNB offers interest rates ranging from 4.90% to 5.70%, depending on the customer’s age category.
For regular customers, the interest rate is 4.90%. Senior citizens aged 60 years and above can earn up to 5.40%, while super senior citizens aged 80 years and above are eligible for an interest rate of up to 5.70%.
PNB provides an additional 0.50% interest over the regular rate to senior citizens. Super senior citizens receive an additional 0.30% over the applicable senior citizen rate.
PNB 1-Year FD Interest Rate
For a one-year fixed deposit, PNB is offering an annual interest rate of 6.25% to regular customers, according to the information provided.
Customers aged 60 years and above can earn 6.75% for the same tenure. For those aged 80 years and above, the interest rate is 7.05%.
The higher rates available to senior and super senior citizens mean that the applicable FD return increases for these customer categories compared with regular investors.
PNB FD Interest Rates Revised in June 2026
PNB last revised its fixed deposit interest rates in June 2026, according to the source information. Following the revision, the bank is offering interest rates ranging from 3% to 7.40% across different FD tenures.
The actual interest rate applicable to an FD depends on the selected tenure and the customer’s eligibility category.
Disclaimer
This article is intended for general informational purposes and is based on the FD details provided in the source material. Fixed deposit interest rates, tenure options and applicable benefits may change based on bank policies and future revisions. Customers should check the latest rates and terms directly with Punjab National Bank before opening an FD or making an investment decision.