New Delhi: Pensioners are required to submit a Life Certificate every year to continue receiving their pension without interruption. This document confirms that the pension beneficiary is alive and eligible to receive pension payments.
Earlier, pensioners generally had to visit their bank or pension office to complete this process. However, digital services have made it possible to submit a Life Certificate from home without standing in queues.
Pensioners can now use the Jeevan Pramaan app, Aadhaar-based face authentication or the UMANG app to generate a Digital Life Certificate. Those who are unable to complete the process online can also visit a bank, post office or Common Service Centre (CSC). Here is a look at the available methods and important submission deadlines.
How to Generate a Digital Life Certificate From Home
Pensioners with a smartphone can complete the Digital Life Certificate process using face authentication. This facility allows beneficiaries to verify their identity through their mobile phone camera.
Follow these steps:
- Download the UMANG app, Jeevan Pramaan Face app and Aadhaar Face RD app.
- Open the Jeevan Pramaan application.
- Enter the required pension and personal details.
- Complete the face authentication process using your smartphone camera.
- Once verification is successful, your Digital Life Certificate will be generated.
- Save the certificate ID provided after successful submission.
You can use this certificate ID to check the status of your Digital Life Certificate.
One important requirement is that your mobile number must be linked to your Aadhaar to complete the process.
How to Submit a Life Certificate Through the Post Office
Pensioners who do not have a smartphone or are unable to use digital applications can take advantage of the doorstep service offered by India Post Payments Bank (IPPB).
Under this facility, eligible pensioners can request assistance from their nearest post office to generate a Digital Life Certificate.
The post office can arrange the required service at the pensioner’s doorstep, making the process easier for elderly people who have difficulty travelling.
The doorstep Digital Life Certificate service is available free of charge.
Submit Your Life Certificate at a Bank or CSC
Pensioners who cannot complete the online process can submit their Life Certificate by visiting a nearby bank branch or Common Service Centre.
They can also enquire about the facility at their post office or concerned pension office.
For verification, pensioners generally need to provide their Aadhaar details and pension-related information. Biometric authentication is then used to verify their identity and complete the submission process.
This is an alternative for beneficiaries who prefer in-person assistance rather than using mobile applications.
Digital Life Certificate Last Date: When Should Pensioners Submit It?
The submission schedule for regular government pensioners depends on their age.
Pensioners aged 80 years or above can submit their Life Certificate starting October 1 every year. Those below 80 years of age can submit it from November 1 to November 30.
Important deadlines:
| Pensioner Category | Submission Period |
|---|---|
| Age 80 years or above | From October 1 |
| Below 80 years | November 1 to November 30 |
| General deadline | November 30 |
Pensioners should complete the verification process before the applicable deadline. Failure to submit the Life Certificate on time may result in the suspension of pension payments.
Therefore, beneficiaries are advised not to wait until the last date and should complete their Jeevan Pramaan submission in advance.
Disclaimer: This article is intended for general informational purposes only. Life Certificate submission procedures, eligibility requirements and deadlines may vary depending on the pension category and applicable government guidelines. Pensioners should verify the latest instructions through the official Jeevan Pramaan portal, their pension-disbursing bank or the concerned pension authority before submitting their certificate.