The 8th Central Pay Commission is holding its three-day Chandigarh visit from September 16 to 18, 2026, where it is meeting central government employees, associations, unions and other stakeholders from Punjab, Haryana, Himachal Pradesh and Chandigarh. The Commission’s official website confirms the Chandigarh schedule, while its next listed visit is to Bengaluru on October 7 and 8.
Among the issues raised in memorandums submitted by employee organisations is the Central Government Employees’ Group Insurance Scheme (CGEGIS). The scheme provides insurance protection and a savings component to central government employees. Employee organisations have sought changes in the insurance coverage and contribution structure.
What Are Employees Demanding on CGEGIS?
CGEGIS has operated with its existing contribution and insurance structure for several years. The 7th Central Pay Commission had recommended higher subscription amounts and insurance coverage, but those recommendations were not implemented. Under the existing structure, the insurance and savings components are divided in a 30:70 ratio.
The Federation of National Postal Organisations (FNPO) has submitted proposals for strengthening the scheme. Its memorandum seeks higher insurance protection and changes to the way contributions are divided between insurance and savings.
According to reports on the demands submitted to the 8th CPC, FNPO has proposed increasing the insurance component substantially. It has also suggested changing the existing 3:7 insurance-to-savings ratio to 70:30 in favour of insurance coverage, along with an automatic 25% increase in insurance cover whenever the Dearness Allowance crosses 50%.
What Is the Current CGEGIS Structure?
CGEGIS was introduced as a contributory and self-financing scheme providing two benefits: insurance support for families in the event of an employee’s death during service and a savings benefit payable when employment ends. The 7th CPC recorded the existing insurance-to-savings allocation as 30:70.
The 7th Pay Commission had recommended insurance cover of ₹15 lakh for Levels 1 to 5, ₹25 lakh for Levels 6 to 9 and ₹50 lakh for Level 10 and above, along with corresponding monthly contributions of ₹1,500, ₹2,500 and ₹5,000. These recommendations have not been implemented.
Employee organisations have therefore included CGEGIS revision among the issues presented to the 8th Pay Commission. The Staff Side of the National Council-JCM has also raised CGEGIS as part of its memorandum concerning facilities for central government employees.
8th Pay Commission Timeline and Next Meeting
The 8th Central Pay Commission was constituted by the Government of India through a notification dated November 3, 2025. The Commission has been given 18 months to submit its report. This means the timeline extends into 2027, rather than ending in 2026.
The Commission is headed by Justice Ranjana Prakash Desai, with Prof. Pulak Ghosh as part-time member and Pankaj Jain as member-secretary.
The Chandigarh consultations are scheduled for September 16–18, 2026. The Commission’s official website has also listed its Bengaluru visit for October 7–8, 2026. The CGEGIS proposals remain demands submitted by employee organisations; the Commission has not announced a final decision on these proposals.