SBI Service Update: UPI, YONO and Internet Banking to Be Unavailable for 45 Minutes on October 24

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State Bank of India (SBI) customers should plan their digital banking transactions carefully, as the bank has scheduled maintenance for October 24, 2026. Several services, including UPI, IMPS, YONO, internet banking, NEFT and RTGS, are expected to remain unavailable for 45 minutes, from 1:45 AM to 2:30 AM IST.

The temporary interruption may affect customers who need to transfer money or access online banking during the scheduled maintenance period. SBI has advised customers to use alternative services where available and apologised for the inconvenience.

SBI Digital Banking Services to Face Temporary Downtime

According to the maintenance announcement, the interruption will affect multiple digital banking facilities, including:

  • Unified Payments Interface (UPI)
  • Immediate Payment Service (IMPS)
  • SBI YONO
  • Internet banking
  • National Electronic Funds Transfer (NEFT)
  • Real Time Gross Settlement (RTGS)

The services are scheduled to be unavailable between 1:45 AM and 2:30 AM on October 24. Customers who expect to make urgent payments should complete their transactions beforehand wherever possible.

UPI Lite and ATM services have been suggested as alternatives during the maintenance window, subject to their availability. SBI has thanked customers for their patience and understanding during the temporary disruption.

Bank Holiday Update: October 24 and 25

Customers planning to visit a bank branch should also take note of the upcoming weekend holidays.

October 24, 2026, falls on the fourth Saturday of the month. Under the usual banking holiday schedule, branches remain closed on the second and fourth Saturdays. October 25 is a Sunday, meaning bank branches will be closed on both days.

Although branches will remain shut over the weekend, digital facilities such as mobile banking, internet banking and UPI are generally available, except during scheduled service interruptions or other disruptions.

Banks to Remain Closed in Selected Regions on October 26

Bank branches in certain states and regions are also expected to remain closed on October 26 due to festivals and regional observances, including Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti.

The locations listed in the provided holiday information are:

  • Srinagar
  • Himachal Pradesh
  • Jammu
  • Punjab
  • Haryana
  • Karnataka
  • Tripura

Customers should check the Reserve Bank of India (RBI) holiday calendar or confirm with their bank before visiting a branch, as holidays may differ by state and location.

What Should SBI Customers Do?

Customers who need to transfer funds or complete urgent banking work should avoid relying on the affected digital services during the scheduled maintenance period. Planning transactions in advance and checking local branch holidays can help prevent delays.

While SBI’s temporary maintenance is scheduled for the early hours of October 24, customers should also account for the weekend closures on October 24 and 25 and the regional holidays listed for October 26.

Disclaimer

This article is intended for general informational purposes only and is based on the details provided. Banking service availability and holiday schedules may be subject to official updates. Customers should check announcements from State Bank of India and the Reserve Bank of India or contact their bank directly to confirm the latest information before making banking arrangements.

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