Bank customers should plan their branch visits carefully, as banks across India are closed today, October 24, 2026, because it is the fourth Saturday of the month. Under the Reserve Bank of India’s (RBI) holiday schedule, banks generally remain closed on the second and fourth Saturdays.
The closure affects routine services that require a visit to a bank branch. Customers who need to deposit or withdraw cash at a counter, submit documents or complete cheque-related work may have to wait until the next working day.
Which Banking Services Are Available Today?
Although bank branches are closed, most digital banking facilities are generally available. Customers can use internet banking, mobile banking applications and the Unified Payments Interface (UPI) for routine transactions, subject to service availability and any scheduled maintenance.
ATMs are also generally operational during bank holidays. However, cash availability may vary by location and individual ATM.
Customers should remember that transactions requiring physical branch processing may be delayed until banks reopen. It is advisable to complete urgent branch-related work in advance whenever possible.
Why Were Banks Closed on October 22 and 23?
Banks in several states also observed holidays on October 22 and 23, 2026, in connection with regional Durga Puja celebrations, according to the information provided.
Bank holidays in India vary by state because regional festivals and local observances are included in the holiday calendar. The RBI coordinates with the relevant authorities to determine applicable holidays, so a festival-related closure in one state may not apply nationwide.
In contrast, the fourth-Saturday closure is part of the regular banking calendar and applies across India.
What Should Bank Customers Keep in Mind?
Customers who need counter services, cheque processing or document-related assistance should check their bank’s operating schedule and plan accordingly. Such work may only be completed after the branch resumes operations on the next working day.
For everyday payments, customers can generally continue using UPI, online fund transfers and mobile banking. However, temporary technical problems or scheduled maintenance may occasionally affect individual services.
Customers should contact their bank through its official channels if they need confirmation about a particular service or any changes to operating hours.
Disclaimer: This article provides general information about the banking holiday schedule for October 24, 2026. The availability of individual banking services may vary depending on the bank, location and technical conditions. Customers should consult their bank’s official notices or the RBI’s applicable holiday calendar for confirmation.