Bank customers planning to visit their branches on October 10 or 11, 2026, should check the holiday schedule before heading out. Banks across India will remain closed on Saturday, October 10, as it is the second Saturday of the month. Sunday, October 11, is also a regular weekly holiday, resulting in two consecutive days without normal branch services.
Customers who need to deposit cash, submit documents or complete other branch-related transactions should plan ahead to avoid delays.
Why Are Banks Closed on October 10 and 11?
Under the Reserve Bank of India’s (RBI) standard holiday rules, bank branches remain closed on the second and fourth Saturdays of every month. Accordingly, October 10 will be a bank holiday nationwide.
The date also coincides with Mahalaya Amavasya. However, any additional holiday associated with the occasion depends on the relevant state’s holiday calendar and applicable RBI notifications.
Banks will remain closed again on Sunday, October 11, under the usual weekly holiday schedule. Customers should complete urgent branch-related work in advance, particularly if it involves services that cannot be accessed digitally.
Online Banking and ATM Services Will Continue
Although physical branches will be closed, customers can continue using many digital banking facilities during the two-day period.
These include mobile banking applications, internet banking, UPI payments and ATM services. However, certain services, such as cheque processing and transactions requiring bank staff, may be delayed until normal operations resume.
Customers are advised to plan their banking activities accordingly and check with their respective banks if they require a service that may not be available during the holidays.
Bank Holiday Calendar for the Rest of October 2026
Several regional festivals and observances are also scheduled to affect bank operations in different cities during October. The closures mentioned in the provided schedule are as follows:
- October 17: Banks in Agartala will remain closed for Maha Saptami.
- October 19: Bank holidays are scheduled in Agartala, Aizawl, Bhubaneswar, Chennai, Guwahati, Imphal, Itanagar, Kohima, Kolkata, Patna, Ranchi and Shillong for Maha Ashtami and Durga Puja.
- October 20: Banks in several states will observe holidays for Dussehra or Vijayadashami. The locations affected will depend on the applicable regional holiday calendar.
- October 21: Bank branches in Agartala, Bengaluru, Gangtok, Guwahati, Kochi, Kolkata and Thiruvananthapuram are scheduled to remain closed for Vijayadashami and related Durga Puja or Dasain celebrations.
- October 22 and 23: Banks in Gangtok will remain closed for Durga Puja and Dasain-related festivities.
- October 26: Bank holidays are scheduled in Agartala, Chandigarh, Jammu, Shimla and Srinagar for regional occasions, including Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti.
- October 29: Banks in Shimla will remain closed for Karva Chauth.
- October 31: Bank branches in Ahmedabad will observe a holiday for Sardar Vallabhbhai Patel Jayanti.
October 31 falls on the fifth Saturday of the month, which is ordinarily a working day under the standard Saturday-holiday schedule. Any closure on that date would therefore depend on the applicable regional holiday.
How to Check Your City-Wise Bank Holiday
Bank holidays can vary by state and city because of regional festivals and local observances. Customers should consult the RBI’s official bank holiday calendar or check with their respective bank to confirm whether their branch will be open on a particular date.
Planning ahead can help avoid unnecessary visits and ensure that time-sensitive banking work is completed before the relevant holiday.
Disclaimer
This article is intended for general informational purposes only. The dates and locations listed are based on the information provided and have not been independently verified against the latest official RBI holiday calendar. Actual bank closures may vary by state, city and bank. Customers should confirm the applicable holiday schedule through the RBI or their bank before visiting a branch.