Bank customers will need to plan their branch visits carefully in October 2026, as banks are scheduled to remain closed for a total of 16 days during the month. The holidays include national and regional festivals, regular Sundays, and the second and fourth Saturdays.
According to the Reserve Bank of India (RBI) holiday calendar, the number of bank holidays varies from one state and banking centre to another. This means that a holiday applicable in one state may not necessarily result in the closure of bank branches across the country.
Bank Holiday List for October 2026
Banks will observe holidays on the following dates in October:
- October 2, Friday – Mahatma Gandhi Jayanti: Bank branches will remain closed across the country on the occasion of Mahatma Gandhi Jayanti.
- October 4, Sunday – Weekly Holiday: Banks will remain closed nationwide.
- October 10, Saturday – Second Saturday and Mahalaya Amavasya: Banks in Karnataka and West Bengal will remain closed for Mahalaya Amavasya.
- October 11, Sunday – Weekly Holiday: Bank branches across the country will be closed.
- October 17, Saturday – Maha Saptami: Banks in Tripura will observe a holiday for Maha Saptami.
- October 18, Sunday – Weekly Holiday: Banks will remain closed nationwide.
- October 19, Monday – Dussehra and Durga Puja: Bank holidays will be observed in various states for Dussehra and Durga Puja.
- October 20, Tuesday – Vijayadashami and Durga Puja: Banks in multiple states will remain closed for the celebrations.
- October 21, Wednesday – Vijayadashami and Durga Puja: Banks in Assam, Karnataka, Kerala, Sikkim, Tripura and West Bengal will remain closed.
- October 22, Thursday – Durga Puja: Banks in Sikkim will observe a holiday for Durga Puja/Dussain.
- October 23, Friday – Durga Puja: Banks in Sikkim will remain closed for Durga Puja/Dussain.
- October 24, Saturday – Fourth Saturday: All bank branches will remain closed as it is the fourth Saturday.
- October 25, Sunday – Weekly Holiday: Banks across the country will remain closed.
- October 26, Monday – Lakshmi Puja and Valmiki Jayanti: Banks in Chandigarh, Jammu & Kashmir and Tripura will remain closed.
- October 29, Thursday – Karva Chauth: Bank branches in Himachal Pradesh will observe a holiday.
- October 31, Saturday – Sardar Vallabhbhai Patel Jayanti: Banks in Gujarat will remain closed to mark the birth anniversary of Sardar Vallabhbhai Patel.
Online Banking and UPI Services Will Continue
Although physical bank branches will remain closed on the applicable holidays, customers will still be able to access most digital banking facilities. Internet banking, mobile banking and UPI services will continue to allow customers to make digital payments and carry out other online transactions.
ATM services, including cash withdrawals, will also remain available. However, customers should keep in mind that branch-dependent services such as cheque clearance may be affected during bank holidays.
Customers who need to visit a branch for important work should therefore check the holiday applicable to their particular state or banking centre and plan their visit accordingly.
Disclaimer
Bank holiday schedules may vary by state, city and banking centre and may be subject to changes by the concerned authorities. Customers should verify the latest holiday schedule with their bank or the RBI before planning branch-related work. This article is intended for general informational purposes only.