Bank customers planning to visit their branches should check the holiday schedule before heading out. According to the bank holiday calendar issued by the Reserve Bank of India (RBI), bank branches in certain states will remain closed for three consecutive days, from November 14 to November 16.
The extended closure includes the second Saturday, Sunday and a regional holiday associated with the Chhath festival. While banks across India will remain closed on November 14 and 15, branches in Bihar and Jharkhand will also observe a holiday on November 16.
Customers with pending banking work are advised to review the holiday calendar for their respective cities, as regional bank holidays may vary.
Banks to Remain Closed for Three Days in Bihar and Jharkhand
The three-day bank closure begins on November 14, which falls on the second Saturday of the month. Under RBI regulations, banks remain closed on the second and fourth Saturdays.
November 15 is a Sunday, when regular banking operations are suspended across the country.
The following day, November 16, is listed as a bank holiday in Bihar and Jharkhand on account of the Chhath festival. As a result, bank branches in these two states will remain closed for three consecutive days.
However, the November 16 holiday does not apply nationwide. Customers in other states should check their local holiday schedules before visiting a branch.
RBI Bank Holiday Rules Apply to Public and Private Banks
The Reserve Bank of India publishes an official bank holiday calendar that includes national holidays, regional festivals and other notified occasions.
These holiday regulations apply to public sector banks, private banks and regional rural banks.
While weekly holidays are generally observed nationwide, certain festival-related holidays are restricted to specific states or cities. Therefore, the number of banking holidays may differ depending on the location.
Customers should confirm the applicable holiday dates with their banks to avoid unnecessary visits.
Will ATM, UPI and Online Banking Services Work During the Holidays?
Although physical bank branches will remain closed on the notified dates, customers can continue using most digital banking facilities.
Services such as Unified Payments Interface (UPI), mobile banking and internet banking will generally remain accessible throughout the holiday period.
ATMs will also continue operating, allowing customers to withdraw cash and access other available services.
Most banks offer a range of digital facilities through their official websites and mobile applications, enabling customers to complete routine transactions without visiting a branch.
However, customers who need branch-based services should plan their visits according to the applicable bank holiday schedule.
Disclaimer
This article is provided for general informational purposes. Bank holidays may vary by state, city and official notifications issued by the Reserve Bank of India or respective banking institutions. Customers are advised to verify the latest holiday calendar through the RBI’s official website or their bank before planning a branch visit. Digital banking services may also be affected by technical issues or scheduled maintenance.