Customers planning to visit their bank branch on Tuesday, November 10, 2026, should check the holiday schedule in advance. According to the information provided in the RBI holiday calendar, public and private sector banks, including the State Bank of India (SBI) and HDFC Bank, will remain closed in seven cities.
The affected locations are Ahmedabad, Bengaluru, Belapur, Dehradun, Gangtok, Mumbai and Nagpur. The closures are linked to regional festivals and celebrations, including Diwali-Balipratipada, Deepawali-Govardhan Puja, Lakshmi Puja and Vikram Samvat New Year.
Although branch operations will remain suspended in these locations, customers can continue using digital banking facilities such as mobile banking and internet banking.
Why Are Banks Closed on November 10?
The bank holiday on November 10 is associated with different regional and religious observances. Depending on the location, banks will remain closed for Diwali-Balipratipada, Deepawali-Govardhan Puja, Lakshmi Puja or Vikram Samvat New Year.
These occasions have different cultural and religious significance:
- Diwali-Balipratipada: Observed on the fourth day of Diwali, this festival is associated with the traditional return of King Bali, also known as Mahabali, to Earth.
- Deepawali-Govardhan Puja: Govardhan Puja is celebrated on the first lunar day of the Kartika month and is observed as part of the Diwali festivities.
- Lakshmi Puja: This occasion is dedicated to Goddess Lakshmi, who is worshipped as the goddess of wealth and prosperity. It is observed on the third day of Deepavali in several parts of India and Nepal.
- Vikram Samvat New Year: This marks the traditional New Year according to the Vikram Samvat calendar, which is followed in several Indian states and Nepal.
Banks Closed in These 7 Cities on November 10
According to the supplied holiday information, bank branches will remain closed for customers in the following cities:
- Ahmedabad
- Belapur
- Bengaluru
- Dehradun
- Gangtok
- Mumbai
- Nagpur
The closures will affect public and private sector banks, including SBI, HDFC Bank, ICICI Bank, Axis Bank, Punjab National Bank, Canara Bank and Bank of Baroda.
The RBI’s holiday calendar also includes regional holidays and regular weekly closures throughout November. The information provided mentions a total of 16 bank holidays during the month, including Sundays, second and fourth Saturdays and regional festivals.
What Banking Services Will Remain Available During the Holiday?
Even when physical bank branches are closed, customers can access several banking facilities through digital platforms and ATMs.
UPI and mobile banking: Customers can send and receive money, make payments and use their bank’s mobile application. UPI services generally operate around the clock, although temporary interruptions may occur during scheduled maintenance.
NEFT and RTGS: Customers can use online banking facilities to initiate fund transfers through NEFT and RTGS, subject to the applicable service conditions.
ATM and card services: Debit cards, credit cards and ATM facilities can be used for eligible transactions, including cash withdrawals and payments.
Customers can also access certain online banking facilities for account-related requests, standing instructions and other services, depending on the bank’s available options.
Check Your City’s Bank Holiday Schedule
Bank holidays in India can vary from one state or city to another because of regional festivals and local observances. The Reserve Bank of India publishes the official holiday calendar, while individual banks may also provide location-specific updates.
Before visiting a branch, customers should check the holiday schedule on the RBI website or their respective bank’s official website.
Disclaimer: This article is intended for general informational purposes. Bank holidays may differ across states and cities depending on RBI notifications and local observances. Customers should verify the applicable holiday schedule with the RBI or their respective bank before planning a branch visit.