Bank customers in several parts of India should check the Reserve Bank of India’s (RBI) holiday calendar before visiting a branch on Wednesday, October 21, 2026. Bank closures have been scheduled in certain states in connection with festivals such as Vijayadashami, Durga Puja and Mahadashami.
Both public and private sector bank branches may remain closed in locations observing these festivals. However, the holiday schedule varies by state, and branches in places such as Delhi and Uttar Pradesh are expected to operate normally, according to the information provided.
Are Banks Closed Today, October 21?
Bank branches are scheduled to remain closed in seven states for local celebrations of Vijayadashami, Durga Puja (Dashain) and Mahadashami.
Since bank holidays depend on the state and local observance, customers should consult the RBI’s official holiday calendar to confirm whether their nearest branch is open before travelling.
Bank Holidays in October 2026
October includes several religious, cultural and national observances that may affect branch operations in different parts of the country.
The upcoming holidays listed in the provided schedule are:
- October 21: Vijayadashami, Durga Puja (Dashain) and Mahadashami
- October 22: Durga Puja (Dashain)
- October 23: Durga Puja (Dashain)
- October 26: Lakshmi Puja, Accession Day and Maharishi Valmiki Jayanti
- October 29: Karwa Chauth
- October 31: Sardar Vallabhbhai Patel’s birth anniversary
Other observances during October include Mahatma Gandhi Jayanti, Mahalaya Amavasya, Maha Saptami and Maha Navami. Not every holiday applies nationwide, so the relevant state calendar should be checked.
What Is the Rule for Saturday Bank Holidays?
Bank branches across India generally remain closed on the second and fourth Saturdays of each month, as well as on Sundays and applicable public holidays.
Banks usually operate on the first, third and fifth Saturdays unless a festival or another notified holiday falls on that date.
Customers planning branch visits should check the calendar in advance to avoid unnecessary trips.
Digital Banking Services Available During Holidays
Even when physical branches are closed, customers can generally continue using digital banking facilities. These include internet banking, mobile banking, UPI payments and other available digital services.
Some branch-based transactions, including cheque clearing and over-the-counter cash deposits or withdrawals, may need to wait until the relevant branch reopens.
Disclaimer: This article is for general informational purposes and is based on the holiday details provided. Bank closures vary by state, city and local observance. Customers should verify dates and branch status through the RBI’s official holiday calendar or their bank before making a visit.